Privacy Policy

The short version

Cruising Costs does not require an account or financial-account connection for its core calculator. Calculator values, Budget Fit entries, saved estimates, and preferences are designed to remain on your device unless you deliberately use a sharing or support feature. Kestrel Exams LLC does not sell personal information for monetary payment.

There is one exception worth knowing about up front: buying or restoring Cruising Costs Pro sends a store purchase receipt and an anonymous identifier to our subscription processor. Nothing you type into the calculator goes with it. See Purchases and Cruising Costs Pro below.

Information stored on your device

The calculator may store current values, saved estimates, Budget Fit entries, language and display preferences, and other app settings in browser or app storage on your device. Entering or saving those values does not, by itself, send them to Kestrel Exams LLC.

You can remove local information with controls such as Clear saved estimates and reset controls, by clearing the site or app storage, or by uninstalling the app. We cannot retrieve or delete information that exists only on your device because we do not possess it.

Shared estimates

If you choose to share a saved or current estimate, Cruising Costs can create a URL containing selected calculation assumptions so that the scenario can be reopened. Private Budget Fit income and expense fields are excluded from shared-result links.

Review a shared estimate before sending it. When a shared URL is opened, the web host necessarily receives the requested URL and standard request information, so do not place information you consider sensitive into a scenario you intend to share.

Network connections and technical data

The web version is delivered through hosting infrastructure that may process ordinary technical request information needed to serve, secure, and troubleshoot the site, such as IP address, browser or device information, timestamps, requested paths, and basic diagnostic data.

Some branding images may be loaded from an external content-delivery network when a local visual asset is unavailable. That content-delivery network may receive standard request data such as your IP address, browser or device information, and the asset requested. Core financial calculations do not require those visual assets.

The current Cruising Costs calculator source does not include an advertising SDK or analytics SDK. If that changes, this policy and the applicable store privacy disclosures must be updated before the changed behavior is released.

Purchases and Cruising Costs Pro

Cruising Costs Pro is bought through the app store you installed from — the Apple App Store on iPhone and iPad, Google Play on Android. Payment happens on the store, not in this app. We never see or receive your card number, billing address, or any other payment instrument. Apple and Google handle the transaction under their own privacy policies.

To unlock Pro on your device, and to restore it if you reinstall, we use RevenueCat, a subscription-management service acting as our processor. When you buy or restore, two things are sent to RevenueCat: the purchase receipt or token the store issued for that transaction, and an anonymous identifier generated at random on your device, which is what lets a restore find the right purchase.

That anonymous identifier is not your name, your email, your device ID, or your advertising ID, and it carries no information about your device or location. RevenueCat checks the receipt with the store and tells the app whether Pro is active. Nothing you enter into the calculator is sent — no vehicle figures, no saved estimates, no Budget Fit income or expense entries, no customer or salesperson names. That stays on your device, as described above.

We use this only to give you what you paid for. It is not used for advertising, analytics, profiling, or any form of tracking, and we do not sell it. Free use of the calculator sends nothing to RevenueCat at all.

Support and information you choose to submit

If you email support@kestrelexams.com, the message and anything you put in it reach Kestrel Exams LLC so we can reply, investigate a problem, act on accessibility feedback, or keep an appropriate support record. Email is delivered and stored through our ordinary business email provider.

Please do not send passwords, Social Security numbers, financial-account credentials, full payment-card numbers, or other highly sensitive information in a support message. Nothing about the app requires it, and email is not the right place for it.

Retention and deletion

On-device calculator information remains until you clear it, clear the site/app storage, or uninstall the app. Information intentionally submitted through support may be retained as reasonably needed to respond, troubleshoot, protect the service, maintain business records, resolve disputes, or comply with law. Retention can vary by record type and service provider.

Buying Pro also creates a record held by our subscription processor, RevenueCat, tied to the anonymous identifier described below. That is the only record about your use of Cruising Costs that exists off your device.

To request access to or deletion of information you intentionally submitted to Kestrel Exams LLC, or of the RevenueCat record, email support@kestrelexams.com. Deleting the RevenueCat record removes the ability to restore a past purchase on a new device, so we will confirm with you before acting. If the information exists only on your device, use the local deletion controls described above.

Your choices and privacy rights

Depending on where you live, you may have rights concerning personal information that a business holds about you. You may submit a privacy request through Support. If we cannot identify or access the information because it exists only on your device, we will explain that limitation.

Cruising Costs does not require precise location permission for the current calculator. It does not automatically enroll you in marketing messages.

Children’s privacy

Cruising Costs is a general-audience financial planning utility and is not directed to children under 13. We do not knowingly request personal information from children under 13 through the calculator.

Security

Local calculator information is protected primarily by your device, browser, and operating-system security controls. Network pages are intended to be served over HTTPS. No online system can be guaranteed completely secure.

Changes to this policy

We may update this policy as Cruising Costs evolves. The date at the top of this page will change when the policy is revised. Material changes to data practices should be reflected in the app and applicable store disclosures before release.

Contact

For privacy questions or requests, email support@kestrelexams.com, or see the Cruising Costs Support page.

Cruising Costs is published by Kestrel Exams LLC.